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| Finance Trust Bank |
Credit Assistant – Micro Lending job Post
Location: Jobs in Uganda 2021 - 2022
Work Hours: Full-time, 08 hours per day
Salary:
UGX
No. of vacancies: 01
Deadline: 15 November 2021
Hiring Organization: Finance Trust Bank
Job Details:
Role of the Job:
To implement credit policies and procedures in line with the operating manuals and the strategic plan.
Key Result Areas:
• Advise/sensitize clients about loan products, and cross sell other Bank products in line with Bank policy.
• Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans
• Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.
• Mobilise, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy.
• Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy.
• Clients’ records filed and correspondences between FTB and customers stored securely as per FTB’s loan documentation policy and Bank of Uganda requirements.
• Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody to the Credit Supervisor in line with the Credit policy.
• Recover loans on a daily basis so as to maintain portfolio at risk as per set standards.
• Enter loans in the Core Banking System (CBS) as per the approved terms and in line with the credit administration policy.
• Advise/sensitize clients about loan products, and cross sell other Bank products
• Complete the loan documentation for Key Fact Document (KFD), Credit Reference Bureau (CRB), and all other necessary loan documents.
Minimum educational and technical competence requirements:
• A Degree /Diploma from a recognized educational Institution. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage.
• Good analytical and report writing skills.
• Computer literacy is a must.
• Highly organized person with ability to multitask.
• Ability to work well under pressure and with minimum supervision.
• Good written and oral communication skills.
• Good interpersonal skills.
• High level of integrity and self-initiative.
• Willingness to work in the field at least 60% of the time.
• Willingness to work outside the Central Business District of Kampala
• Motorcycle riding skill is an added advantage.
Application procedure
Suitably qualified candidates should address their application to Head, Human Resource, Finance Trust Bank, Plot 115 & 121, and Katwe. P.O. Box 6972, Kampala, Uganda, and email it, as well as photocopies of academic testimonials, and a CV to jobs@financetrust.co.ug. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Closing date for submission of applications is 15th November, 2021. Only shortlisted candidates will be contacted on Tel. Numbers 0312 222600 or 0414 341275 ONLY. Please note: As per Bank procedures, No job offers are made online.
Date Posted: 2021-11-09
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